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Workers Compensation

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State law requires Workers Compensation (WC) coverage for all of your employees. Employers should cover any and all employees. While North Carolina Law says you must provide Workers Compensation coverage with 3 or more employees, employers with only one employee are still liable for that worker's injuries. Whether part-time or or full-time, employees are covered on the job for work-related injuries and lost time from work.

WC rates are affected by:

  • Job classification
  • Total payroll for each class
  • Experience


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(828) 438-4321      


Iris Fox Insurance

103 Carbon City Road

Morganton, NC 28655