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Short Term Disability and Long Term Care

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Disability Insurance

Disability insurance replaces lost wages due to a long-term health condition that prevents you from working and earning wages. Provide for your family with the disability insurance needed to continue paying your every day living expenses. Select your level of income, deductible period, term of benefits and options.


Long-Term Care Insurance

Long term care insurance can encompass nursing home and home health care protection. With the cost of nursing home care exceeding $40,000 annually, life-long savings can be depleted in short order. Nursing home and home health care insurance can supplement one's income to pay the full costs associated with a nursing home or home care stay. You can tailor a package of care to provide for a nursing care and/or home health care protection. Choose from many options including daily benefits ($30-$250), length of coverage (1, 2, 3, 4, 5, 6 years, or lifetime), elimination/deductible period (0, 7, 20, 30, 50, 60, 90, 100, 180 or 365 days), inflation protection (5% simple or 5% compound increase), and home health care benefits.

Request and Long-Term Care Insurance Quote

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Tues: 9:00 am - 5:00 pm

Weds: 9:00 am - 2:00 pm

Thurs: 9:00 am - 5:00 pm

Fri: 9:00 am - 5:00 pm

(828) 438-4321      


Iris Fox Insurance

103 Carbon City Road

Morganton, NC 28655